Human Resource Articles

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Location: tehran, Iran

Tuesday, September 27, 2011

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Monday, September 26, 2011

A Trading Strategy That Consistently Beats All Major Indexes

Are you looking to outperform the market and optimize your profits but are not sure how to pick the right stocks? Has investing become a chore? Do you find yourself investing in hot stocks after they have made their big move? Would you like to learn how I increased my portfolio by over 400% in under 7 years? Do you want to discover how I have outperformed the market over the past 3 years by a margin of 5 to 1?

Do You Hate Research? . . . I do! 

I have always wanted to find an investment strategy that made sense. An investment strategy in which I do not need to know the intricacies of the market, predict market trends or follow specific stocks. How can I get the inside information of what is hot before the rest of the market knows? I can't. Nor do I need to. 

Plus, I don't have that kind of time to commit to in-depth research. Like you, I have a regular job that I need to devote my time to. I am not a day trader; nor do I want to spend all of my free time on the computer doing research. Always following the stock market and getting stock quotes is not how I want to spend my free time.

I Avoid Individual Stocks . . . they are too unreliable!

Everybody wants to buy low and sell high. While millions of people do make money this way (and many millions loose money), I have found an easier and more effective way to use the market to my advantage. I do not trade in stocks. I do what I can to avoid individual stocks. And I consistently beat the market . . . month after month after month. 

If not stocks, what's the alternative?

Like many people, I got heavily involved in the stock market in the mid to late Nineties. Tech stocks were going through the roof and I, like everybody else, wanted a part of the action. It seemed an easy way to make money. Everybody was getting rich. You did not need a special investment strategy to beat the market.

During this time, I engrossed myself in the financial markets. I wanted to learn as much as I could without giving up my day job. I was trying to find the next best tech stock, IPOs and the occasional pre-IPO offering. But it was not until I discovered options trading that I discovered an investment strategy (The Yager Trading Strategy) that can work in any kind of market . . . Bull, Bear or stagnant.

That's right...OPTION trading!

And I am not talking about stock options or writing covered calls. Options trading...I started selling options on S&P futures, using different methods and trading strategies. And I did well. VERY well. 

Between July 1998 and January 2000 (a span of 18 months), from my option trading system, I turned an initial $25,000 investment into $167,615. That's over 670% increase. And this was not paper money where you buy a stock and it has a certain listed value. This was real, taxed income. Profits collected on a monthly basis. 

Market fluctuations and volatility have diminished greatly since then...reducing the premiums. Those types of returns are no longer available, but the option trading strategy is still very sound. I still consistently beat the market. Even the years the DJIA, Nasdaq and S&P were all down, I posted more than a 22% gain.

Learn the option trading strategy or see how to make money with this strategy. I describe the strategy and show actual recent trades on YagerInvesting. The information is FREE. No subscription required. This is a method for risk capital only. 

Monday, September 19, 2011

欧洲第九,比利时第一,工商管理博士正在招生


UBI商学院 ,工商管理博士招生简章


欧洲排名第九 ,比利时排名第一的商学院

2011 年度(上海班)

上海办事处电话:021 - 65410201

学院简介:

United Business Institutes(简称UBI商学院)在欧洲与IMD、INSEAD、伦敦商学院、牛津赛德学院、曼彻斯特大学等知名学府齐名 ,并列于欧洲前十大商学院(TOP 10 Europe) , UBI商学院 于学术上在众多知名的大学中持续保持教学质量与世界各地的领先地位 ,在全球商学院体系中备受尊重 ,学术地位举世皆知。UBI商学院位于比利时首都布鲁塞尔(Brussels) ,是一组古老的十九世纪风格建筑群 ,却具备完整的现代化设施。位于城市中心 ,交通便捷 ,邻近有火车总站及巴士总站。学校校园的课程以英文为主;国际课程班的课程 ,则以各地语言为第二语言。如在中国地区则以中文教学。
UBI商学院在欧洲久享盛名 ,获奖无数:
欧洲最佳前十大商学院:Top 10 European Business School
欧洲前二十大MBA商学院:Top 20 European MBAs
欧洲前十大最佳商学硕士课程(By I.E.C): Top 10 European MBAs 排名第九

课程宗旨:

加入WTO后 ,中国日趋融入全球市场 ,国际市场的激烈竞争给中国企业带来了极大的机遇和压力。个人的学习成长更是管理专业人士投资自我的最佳选择;[UBI商学院]以高度弹性课程方案 ,提高博士课程。

满足管理专业人士提升管理能力的需要 ,并获取与实际经验融合的专业学位。

课程主要根据企业需要而设计 ,学生在我们丰富的管理课程及特别的团队中能学习到从个人经验到企业组织、从沟通技巧到激励方法 ,无论是经济相关或其它范畴的有用知识。大多数的教授均活跃在最前沿的商业世界舞台及从事管理教学研究 ,他们的教学态度及角度倒更像是企业教练而非纯讲师的理论传述 ,所有的教学行为及教学质量同时受到校方严谨的「教学评估」模式的监督 ,在每一学期末由学生来进行评测。

" 在本校的教授们是真心地关照我们:他们以其杰出的专业背景及声誉自豪 ,也以U.B.I 的学生为其骄傲。这就是为何他们要督促你、挑战你 ,而最重要的是帮助你。"

增值收益:

  • UBI商学院为全欧洲十大知名商学院 ,学术地位崇高:
    排名欧洲第九
  • UBI商学院为比利时国家最佳商学院 ,学术风气鼎盛:
    (比利时布鲁塞尔为欧盟总部,是欧洲的政治、经济、教育中心)
  • UBI商学院为高度国际化的商学院 ,课程先进领先实用:
    (来自全球72个国家的国际学生,做经验交流)
  • UBI商学院商学院同意以第二外国语言 ,为教学语言:
    (中文课程在其承认范畴之内,有利于国内企业家 续接学习)
  • UBI商学院教授群绝大多数来直产业精英 ,学养经验俱高:
    (85%的教授与产业有有严密的配合,案例与实习机会多)
  • UBI商学院学生层面甚高且广 ,校友组织遍及全球:
    (合作教育机构Alumni Club 之遍及全球50余国 ,联系频繁)
  • UBI商学院毕业生就业率高 ,企业争相聘请:
    (全球500大公司中有超过120家来登记招聘毕业生)
  • UBI商学院的DBA工商管理博士课程 ,是企业家研修的最热门的高学历课程:
    (MBA硕士生越来越多,博士才是高学历的真正象征)
  • UBI商学院的DBA工商管理博士的社会价值:
    (拥有博士头衔极大提升形象 ,在晋升转岗中为自己增加竞争优势 ,是权力与财富的象征)
  • UBI商学院的DBA工商管理博士课程是一个高智慧高财富的人脉平台:
    (学知识,交朋友,实用强 ,整合全方位的社会资源 ,搭建高层次良性生态圈。)

入学资格:

必备条件:

  1. 经本校认可之国内外大学硕士(如MBA)以上者。
  2. 五年以上高级领导管理职务经验者。

参考条件:

  1. 企业主要决策人士如 董事长、总裁、总经理等。
  2. 高层管理人士十年以上经验及商业相关专业人士。
  3. 其他:有少量名额,可申请硕博连读。

学位课程设置:

第一阶段-以实体课程为主:

  • 战略营销管理:Marketing Strategic Management ,
  • 跨国公司理财:Multinational Corporation Finance ,
  • 管理研究方法:Research Management Methods ,
  • 论文撰写方法:Methodology of Dissertation Writing ,
  • 高级经济学:Advanced Economics Theory ,
  • 多文化管理:Multinational Cultural Management ,
  • 组织行为之领导统御:Organizational Behavior & Leadership ,
  • 高新技术与风险投资:High-Tech Development & Risk Management。

第二阶段-以博导指导为主:

提交研究计划 , 提交研究进程报告 , 海内外企业家交流。
到世界500强企业参观访问 , 提交论文 , 毕业典礼。

论文指导:

  • 学员入学后 ,首先UBI商学院 管理学院推荐一名由学院委托之中文导师。
  • 与中方导师的联系可通过会面、电话和电子邮件等方法 ,导师联系通过电子邮件和传真进行。

课程费用:

  • 海外注册费:人民币3,000元
  • 学费计人民币165,000元(含课程学费、DBA证书费用)。
  • 课程期间之食宿费、书籍费、杂支费用自理。
  • 海外课程,毕业典礼之机票费自理。

UBI商学院中国教育处:

  • 上海办事处 咨询电话:021 - 65410201

致电或回复本邮件 可获取详细招生简章和报名表

Saturday, September 17, 2011

交大国际创业投融资与私募股权投融资[上海,北京,深圳]

交通大学 《私募股权投融资 总裁研修班》

上课地点:  上海; 北京; 深圳

课程概述

目前; 中国已成为亚洲最为活跃的投资市场之一。随着我国资本市场的快速发展,有效供给不足成为市场突出的问题,鼓励私募股权投资基金发展已成为一个国家可持续发展的重要推动力。中国宏观经济的向好; 国内众多被投公司在海内外上市的良好效应和带来的超巨额回报; 使创业投资与私募股权投资基金对中国产生巨大的吸引力。

如何抓住日新月异产业发展正是我国专业投融资人士要面对的巨大挑战。为切实推动中国创新经济的发展; 培养中国新一代创新型创业企业家及高素养的中外投资人; 使技术和资本有机结合; 交通大学顺应时势推出私募股权投资基金系统高端研修班; 旨在为中国企业熟悉国际融资的规则与技巧提供操作指南; 并为广大企业及投资者提供投、融资交流平台。

本课程透过中外专家教授的不同视角帮助学员系统观察VC/PE的发展变迁和现状; 发现VC/PE在中国企业成长过程中的针对性和适用性。通过国内著名金融专家讲授丰富内容的同时; 提出更多的对中国金融业发展策略的思考; 碰撞出更多的智慧火花。

课程特色: 

  1. 优秀师资 --- 聆听交通大学,清华大学等名校教授精彩论道; 构建系统框架;同时邀请国家发改委、证监会领导剖析相关政策法规;邀请国内外著名VC/PE投资机构实战型高级合伙人及管理人传授投融资之道;专聘业内专家作为指导顾问。
  2. 精品课程 --- 以企业跨越式发展的方向; 从企业的战略规划、行业选择、资本运作、上市前状况等视角全面探讨私募股权融资; 帮助企业找寻私募股权融资的实战之路。
  3. 高效实战 --- 分析国内外最新案例; 进一步帮助学员能够将真实的实践经验和切实可行的解决方案结合在一起; 通过具有丰富实战经验讲师的讲授和主题沙龙的讨论使学员学以致用、融会贯通。
  4. 校友网络 --- 与融资企业家和投资金融家同窗学习; 成为交大学友; 加入金融资本联谊会; 共享优质项目及人脉资源; 构建高端发展平台。

课程设置: 

模块 主 题 课 程 内 容 课程活动
金融形势分析与私募股权投资基金概述 中国经济金融形势与产业投资政策分析
中国私募股权投资基金政策解读
国际投资基金关注的热点产业
国内外私募基金发展的概况
私募股权基金未来发展趋势与面临的挑战
开学典礼
迎新酒会
私募股权投资基金设立及募集 私募股权基金设立的相关政策/法律/法规
当前法律环境下人民币基金的发起与募集
私募股权基金三种组织形式的比较与选择
私募股权基金的融资形式、方向及关键因素
私募股权基金的融资技巧及策略
私募股权基金的风险内控与激励机制
学员融冰
拓展训练
私募股权投资基金项目选择 热点行业分析及项目选择
标的公司寻觅及交涉/尽职调查
企业价值的评估与定价模型
商业计划书的研读与写作
对赌/协售等合约的签署与执行
融资价格的谈判及法律文件
专题讲座
私募股权投资基金管理操作 私募股权基金投资后管理
被投企业的成长辅导与再融资
企业产权机制调整和公司治理架构
企业治理结构的设置与完善
股权激励透视与实战解析
项目展示
项目评选
私募股权投资基金退出 私募股权投资基金如何退出
股权转让模式解析
私募股权基金交易形式: IPO和杠杆购并
PE在国内投资的退出策略和转型
私募退出案例解析
管理层收购与股权投资退出
私募股权基金获利退出的渠道设计
主题沙龙
股权投资之法律和财务安排 公司法/证券法/合伙企业法
私募股权投资基金法律实务
股权转让的法律安排
私募股权投资基金的会计处理和税收处理
企业私募及并购上市前的财务规划

参观考察
股权投资之企业融资战略 中小企业持续成长战略
企业融资战略与案例分析
企业股权融资的形式、方向及关键因素
企业商业模式创新与价值提升
企业如何进行私募融资
企业在私募股权融资中需要注意的问题; 如何规避恶意收购
融资的谈判与法律文件
融资过程中风险识别与控制
班级联谊
资本运作之实战应用 多层次资本市场发展综述
企业如何利用资本市场实现快速发展
发行股票债券、配股、增发新股、转让股权、派送红股、转增股本、股权回购
企业的合并、托管、收购、兼并、分立
风险投资与资产重组
资本结构或债务结构的改善
资产进行剥离、置换、出售、转让
融资融券与股指期货
专题讲座
资产整合与并购重组 企业并购流程和方法及合同起草谈判
企业资产并购与反并购
国内并购重组市场政策法律环境与现状分析
企业并购战略思维、战略规划与时机选择
并购中的交易结构设计/谈判/风险控制及法律实务
管理层收购(MBO)与员工持股计划(ESOP)
杠杆收购(LBO)的方式与策略
企业并购后的整合要点及难点分析
并购重组成功与失败案例分析
PE峰会
企业上市战略 国内外资本市场新格局与IPO发展趋势
企业上市的地点、时机与方式的优化选择
国内主板/中小板/创业板上市核准制度与申请流程
拟上市公司改制辅导流程
创业板上市企业历史延革和规范
创业板上市公司改制关键业务问题及注意事项
创业板上市"硬"条件的理解与把握
创业板上市企业募集资金的投向及测算方法
海外资本市场概览与各国上市利弊分析及选择
海外上市流程、审批、监管及注意事项
企业上市股票发行操作与策略
结业典礼
学员联谊

拟邀师资

  • 金岩石先生, 国金证券首席经济学家、上海交通大学金融研究所所长
  • 陈琦伟教授, 上海交通大学教授、博导、中国创业资本研究中心主任、亚商资本董事长
  • 朱武祥教授, 清华大学经济管理学院教授; 金融系副主任。兼任中国证监会发审委委员。
  • 黄铁鹰教授, 北京大学教授 著名购并专家
  • 卫 哲先生, 阿里巴巴首席执行官
  • 季 琦先生, 汉庭酒店连锁首席执行官
  • 沈南鹏先生, 红杉资本中国创始合伙人
  • 徐 新女士, 今日资本总裁
  • 章苏阳先生, IDG创投合伙人
  • 陆 豪先生, 软银赛富投资合伙人、卓越集团董事长
  • 陈 炜先生, 东方富海投资董事长、原深圳创新投总裁
  • 陈友忠先生, 智基创投董事总经理
  • 左 怡女士, 摩根士坦利亚洲投资总部投资总监

招生对象: 

  1. 企业董事长、总经理、投融资项目负责人及其他中高层管理者
  2. 金融相关行业、政府相关机构中高层管理者
  3. 其他有志于私募股权投融资业务的社会各界精英
  • 学制: 一年;核心课程每月两天;每月穿插举办各种私募论坛和沙龙。
  • 学习费用: 人民币56,000元(含资料讲义费、书费、课酬、证书费、教学管理费)。报名费人民币800元
  • 学员完成研修班所有设置课程的学习并且考试合格者由上海交通大学颁发《上海交通大学私募股权投融资总裁研修班》结业证书。

交大私募股权研修班 招生咨询电话: (021)c6541c0280 ; 咨询及简章索取







【交大课程目录】

  1. MBA核心管理课程
    交大北大EMBA师资; 案例教学; 庞大人脉; 权威证书
    (北大; 交大主办)
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Sunday, September 11, 2011

Benefits of Annuity Investment

An annuity is an investment option that offers an insurance component to individual investors. Annuity investments get their name because the investor has the ability to convert their investment into a set of periodic income payments (an annuity) either over the investor's life or over a set number of years.

There are two main reasons for choosing annuities:
• The guaranteed income stream is important.
• Saving money over the long-term.

These two reasons are why many investors chose annuities to fund their retirements. Some investors also chose annuities to meet other long-term investment goals, such as funding educational costs for their dependents.

Annuities offer earnings that are tax-deferred. Another advantage when compared to other investment vehicles is that annuities do not have contribution or income limits. Additionally, investment swaps, within the annuity's contract, can be made without incurring tax penalties. The insurance component of an annuity offers a premium to investors if they outlive their life expectancy.

To understand the benefits of annuity investments in more detail, it is important to understand the difference between the main types of annuities. There are three fundamental different annuity types: fixed, variable, and indexed annuities.

Fixed annuities have an interest rate that starts out as a fixed percentage. The rate can vary over time. However, the way in which the rate is change is stipulated in the initial contract. Fixed annuities also guarantee investors a certain minimum rate of interest for the annuity's contract period. With a variable annuity, the investor uses their contributions to invest in mutual funds. The annuities payouts are then based on the mutual funds' performance. 

The final and newest type of annuity is an indexed annuity. These investments are designed to mirror the performance of a financial index, such as the S&P 500. Investors can chose how closely their annuity follows the index's performance, by selecting a participation rate for the annuity.

Fixed annuities are considered a low-risk investment because of the fixed interest rate component of the investment. Fixed annuity investors benefit if interest rates fall, but not if they rise. Variable annuities do not offer a guarantee as with fixed annuities. However, investors in variable annuities have the ability to choose how to allocate their money amongst different mutual funds. 

Finally, indexed annuities allow investors to track the performance of a financial index. The annuity will usually track the index in a bull market; however, the issuers of the annuity also guarantee a minimum annual interest rate to avoid losses when the index is in a downturn.

In summary, annuities can offer many benefits to the individual investor to meet their long-term investment needs, such as retirement planning. The basic insurance feature embedded into annuities offers a measure of protection for investors against market downturns. Returns can also grow in a tax-sheltered environment until the money is withdrawn. The three basic different types of annuities offer slightly different benefits depending on what is required and what the risk level is of the individual annuity investor.

Benefits of Annuity Investment

An annuity is an investment option that offers an insurance component to individual investors. Annuity investments get their name because the investor has the ability to convert their investment into a set of periodic income payments (an annuity) either over the investor's life or over a set number of years.

There are two main reasons for choosing annuities:
• The guaranteed income stream is important.
• Saving money over the long-term.

These two reasons are why many investors chose annuities to fund their retirements. Some investors also chose annuities to meet other long-term investment goals, such as funding educational costs for their dependents.

Annuities offer earnings that are tax-deferred. Another advantage when compared to other investment vehicles is that annuities do not have contribution or income limits. Additionally, investment swaps, within the annuity's contract, can be made without incurring tax penalties. The insurance component of an annuity offers a premium to investors if they outlive their life expectancy.

To understand the benefits of annuity investments in more detail, it is important to understand the difference between the main types of annuities. There are three fundamental different annuity types: fixed, variable, and indexed annuities.

Fixed annuities have an interest rate that starts out as a fixed percentage. The rate can vary over time. However, the way in which the rate is change is stipulated in the initial contract. Fixed annuities also guarantee investors a certain minimum rate of interest for the annuity's contract period. With a variable annuity, the investor uses their contributions to invest in mutual funds. The annuities payouts are then based on the mutual funds' performance. 

The final and newest type of annuity is an indexed annuity. These investments are designed to mirror the performance of a financial index, such as the S&P 500. Investors can chose how closely their annuity follows the index's performance, by selecting a participation rate for the annuity.

Fixed annuities are considered a low-risk investment because of the fixed interest rate component of the investment. Fixed annuity investors benefit if interest rates fall, but not if they rise. Variable annuities do not offer a guarantee as with fixed annuities. However, investors in variable annuities have the ability to choose how to allocate their money amongst different mutual funds. 

Finally, indexed annuities allow investors to track the performance of a financial index. The annuity will usually track the index in a bull market; however, the issuers of the annuity also guarantee a minimum annual interest rate to avoid losses when the index is in a downturn.

In summary, annuities can offer many benefits to the individual investor to meet their long-term investment needs, such as retirement planning. The basic insurance feature embedded into annuities offers a measure of protection for investors against market downturns. Returns can also grow in a tax-sheltered environment until the money is withdrawn. The three basic different types of annuities offer slightly different benefits depending on what is required and what the risk level is of the individual annuity investor.

Saturday, September 10, 2011

Why Friendship and what is need of friendship

Why Friendship and what is need of friendship

Why we need friendships when we have a lovely life in this world. 
Why we need friends in our life.

Well friends, this is a tedious question to answer. Lets see each questions.

Why we need friendships?

Friendships are the gift to the man kind. The relation which we get in this world are blood related. But the only relationships which doesnot related to blood is friendship. Friendship has many forms and shapes. It is like water. If we pour the water into a jug it takes the shape of jug. if you pour the same water into a bowl it takes the shape o bowl. Sameway friendships will take a different shapes and sizes according to our heart. Friendship gives pleasure to human beings. Where there is friendship then there will not be any sorrow. When you see a child laughing you will forget your sorrows for a second, sameway when you are with a friend you forget your sorrows.

Friendships crosses boundries

The world is rotating smoothly because of the friendly hearts in the world. it crosses boundries and share a mutual bonding of love. Friendships will take care of this entire world from problems. If we are friends then our countries will, when our countries are friends then there is not need of weapons. So take weapon named friendship and love and conqure the world with love.

Friendships saves life

Trusted true friendships never makes others down. it helps a lot to make friends to comeup from the situation. Friendships never expect anything in return for all its offering. It saves life without looking into situation.

Lets get friendship and lets be friends.

Why we need friends & friendships?

Friends comes with friendships, They are the channel of love and affection. Friends are like child's heart which doesn't know wrong thinkings. When there is a friend with us we feel secure, happy, huge support, and comfortable which you can't get from others.

So Lets get some real friends in this world. and lets Be Friends.

Why Friendship and what is need of friendship

Why Friendship and what is need of friendship

Why we need friendships when we have a lovely life in this world. 
Why we need friends in our life.

Well friends, this is a tedious question to answer. Lets see each questions.

Why we need friendships?

Friendships are the gift to the man kind. The relation which we get in this world are blood related. But the only relationships which doesnot related to blood is friendship. Friendship has many forms and shapes. It is like water. If we pour the water into a jug it takes the shape of jug. if you pour the same water into a bowl it takes the shape o bowl. Sameway friendships will take a different shapes and sizes according to our heart. Friendship gives pleasure to human beings. Where there is friendship then there will not be any sorrow. When you see a child laughing you will forget your sorrows for a second, sameway when you are with a friend you forget your sorrows.

Friendships crosses boundries

The world is rotating smoothly because of the friendly hearts in the world. it crosses boundries and share a mutual bonding of love. Friendships will take care of this entire world from problems. If we are friends then our countries will, when our countries are friends then there is not need of weapons. So take weapon named friendship and love and conqure the world with love.

Friendships saves life

Trusted true friendships never makes others down. it helps a lot to make friends to comeup from the situation. Friendships never expect anything in return for all its offering. It saves life without looking into situation.

Lets get friendship and lets be friends.

Why we need friends & friendships?

Friends comes with friendships, They are the channel of love and affection. Friends are like child's heart which doesn't know wrong thinkings. When there is a friend with us we feel secure, happy, huge support, and comfortable which you can't get from others.

So Lets get some real friends in this world. and lets Be Friends.

Monday, September 05, 2011

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